If you cannot work at your job due to a medical (or mental) condition, the government offers Social Security Disability Insurance (SSDI). With approval, applicants can expect to receive a monthly check that might help cover the loss of a job. Unfortunately, SSDI approval can take a long time and is difficult for some to achieve. Read on to find out about the part your medical condition plays in getting approval of benefits.
Covered Disabilities
The Social Security Administration (SSA) maintains a list of covered conditions in its so-called blue book. This book, which is available online, lists not only the covered conditions but the requirements for approval within the illness category. For instance, if you are afflicted with heart problems, you should be able to locate your exact heart condition along with what the SSA is looking for in terms of symptoms and diagnostic test results. If your condition is not covered in the blue book, don't give up. Speak to a Social Security lawyer about using other similar conditions to qualify or having your condition added to the blue book.
Condition Seriousness
Another important aspect of medical conditions is the length of time to which you have been afflicted. The SSA requires that you have been suffering from the condition for at least one year in the past or at least one year in the future (you expect to suffer from the condition) or a combo of those two. This is a bit confusing so here is an example: You have been afflicted for a condition for six months. The doctor says that you will suffer from it for at least another six months. Together, that makes a year and fulfills the requirement.
Tips on Proving Your Condition
After reviewing your condition requirements in the blue book, follow the below suggestions to help assure you get approved for benefits:
For more information, contact a Social Security Disability lawyer.
Share31 March 2021
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